Roman Capital Group is licensed in the following States:

State/ Possession	Abbr.	Wet/ Dry	Alt. A		Option ARM		Memorandum
			1st Lien	Jr. Lien	1Yr	3Yr

Arizona	AZ	Dry	Yes	Yes	Yes	Yes
California	CA	Dry	5yr	5yr	Yes	Yes
Hawaii	HI	DRY	Yes	Yes	Yes	Yes	Allowed for rates upto 12% for Jr. Lien
Maryland	MD	Wet	3yr	No	Yes	Yes	Allowed for Loans with Int.Rates of 8% or Less  State -specific prepayment penalty applies
Nevada	NV
Oregon	OR	Dry	Yes	Yes	Yes	Yes
Utah	UT	Dry	Yes	Yes	Yes	Yes
Virginia	VA	Wet	Yes	Yes	Yes	Yes	Upto 2% of Prepaid Amount  O/O & 2nd Home State -specific prepayment penalty applies  Invest. with <$75K State -specific prepayment penalty applies  Invest. with >=$75K State -specific prepayment penalty applies
Washington	WA	Dry	Yes	Yes	Yes	Yes	Allowed for rates upto 12% for Jr. Lien